WIZARD FOURWAYS
		SPECIAL OFFER / COMPANY PROFILE We Will assist you with your Homeloan Application at NO cost, PLUS give you 1% of the registered amount back to you, to help you with your registration fees! We will submit your application to all four major banks (Nedbank, ABSA, FNB, Standard Bank) plus SA Homeloans. Introduction Wizard Financial Services (Fourways) was initially launched on 1 September 2003. The franchise initiator, Tertius van Zyl decided to target this suburban location, as it is one of South Africa’s fastest developing areas. As keen and pro-active entrepreneurs, Wizard Fourways recently relocated offices to the rapidly expanding Eastern Pretoria region to extend our commitment of client satisfaction and excellence to an assortment of Estate Agents, Developers, Attorneys and public clientele. Due to strategic reasons our Company’s name has been changed to Wizard Financial Services Menlyn.We are still 100% operational in the Northern Johannesburg area, with three consultants assiting clients in and around that area daily. The phenomenal growth of this Wizard franchise, has lead to the amalgamation of divisions within the Exeqfin Group of Companies, extending the range of services offered to: Bond Origination, Commercial Bonds, Bridging Financing, Vehicle Financing and Commercial Asset Financing. The Wizard Menlyn office, located at 61 Kasteel Road, Botco Place, Lynnwood Glen, is staffed with experienced and dedicated support, sales and marketing consultants. A newly oiled engine to serve your property and originating needs. Our mission is to align our energy and expertise to become the preferred partner to all our clients and lead generators, fostering mutually beneficial long-term relationships. Being a medium sized franchise, we offer uncluttered, focussed and available staff – backed up by our Franchisor, Loanlink part of the Ooba Group, one of the largest and most influential originating companies in Africa . Specific administrative staff and consultants will be exclusively dedicated to each client to ensure continuity. We commit to an open, honest and transparent relationship as well as a solution orientation, which is firmly vested as the core values of our organisation. We strive for accuracy, speed and highly professional support and advice at all times. What is Mortgage Origination? Mortgage origination is a service-orientated industry where the origination company, such as Wizard, provides an outsourced administration service to the major home loan lenders in South Africa, whilst sourcing the best home loan for the consumer. The Wizard consultant acts as an agent for the consumer, supplying information on available home loan products in the market and assisting the client to choose the most suitable product. The consultant then assists the client to collect and collate the information needed by the lender, submits the home loan application and follows up the process from submission to final registration, keeping the client informed throughout and assisting where possible, to make the process as seamless as possible. Who is Wizard? Wizard Financial Services is fast becoming the leading bond origination company in South Africa. To flourish as a national concern in this hugely competitive industry sector, Wizard is firmly focused on the vision of becoming the premier bond finance facilitator offering a competitive, efficient and affective outsourcing business facility to South Africa’s leading mortgage lending institutions whilst providing superior service to the mortgage borrower. Wizard is acutely aware of the fact that buying a house is probably one of the most profound purchasing decisions a person can make. Bearing that in mind it is our aim to make the finance of the house, the individually structured and hassle free experience it should be. Our highly trained consultants are committed to service excellence and, supported by state-of-the-art technology and direct connectivity with the all the major lenders, will drastically reduce costs and time to registration. What does this service cost? Wizard is paid a percentage of the bond amount in commission by the lenders we perform the outsourced serviced to. Our impeccable service and expertise is offered as a free service to all our clients. It is important to take note of the fact that Wizard’s income is a deferred cost of acquisition for the banks we have agreements with. This cost is not added to the client’s bond account in any way. Wizard franchise network The Wizard Group is represented in every major metropolitan area of the country through a highly successful franchise network. The fact that every branch office is owner operated ensures that clients could expect personal service that conforms to the high standards of the rest of the group. In addition to the assistance offered on property finance, each franchise is also in a position to offer property related value-added services to clients. In addition, innovative franchise products ensure that the franchise model is as successful and representative in the rural areas as they have already proven to be in larger towns and cities. Prospective Wizard franchisees have to adhere to certain minimum standards and are rigorously screened before being welcomed aboard. This ensures that Wizard, although being a national group with an impressive track record, remains a “family” that adheres to the same principles, standards and regulations. In short, our mission statement best defines our goals and objectives for the future: • Improve efficiency in the application process by ensuring that all information required to process a mortgage bond is obtained before submission to the financial institutions. • Provide superior personalised service to mortgage borrowers in order to make the experience of purchasing as pleasant as possible. • Secure the most competitive mortgage bond package for mortgage borrowers. • Provide cost effective financial products to mortgage borrowers to protect their financial interest. Cultivating relationships Wizard has a proud track record with all the major financial institutions in South Africa. On the strength of our financial growth, business acumen and industry credibility, the Wizard Group has negotiated contracts with banks whereby our remuneration is generated through commissions instead of charging our clients a fee. We believe in offering quality service to clients, but not to the detriment of sound business practises. We believe in transparency and fairness in all business dealings, whilst negotiating the best possible package on behalf of a client. In return, banks are eager to do business with Wizard and maintain an open door policy to discuss mutually beneficial matters. A franchising success The phenomenal expansion and ultimate profitability of Wizard and their stakeholders can be attributed to choosing the right model. By attaining the services of Franchise Directors, a company at the forefront of establishing franchising networks, the logistical rollout of the Wizard Group is running smoothly and ahead of schedule. We are members of the Franchise Association of South Africa (FASA), whilst running a tight ship, adhering strictly to the stipulations of the FASA regulations. Attached find the FASA Code of Ethics and Business practises that Wizard adheres to and has duly committed to by signature of our MD & CEO. Founding member of the self-regulatory body NAMO, the National Association of Mortgage Originators, was initiated the four leaders in the mortgage origination industry during 2001. Recognising the need for self-regulation within this fast growing industry sector, the main objective of NAMO is to create a platform for consumer protection. Through the establishment of a code of conduct and a constitution to which all members are obliged to conform, it is anticipated that the currently fragmented market will soon be consolidated into a unified point of contact for clients and financial institutions. Another major function of NAMO is to promote and regulate mortgage originators in order to enhance professionalism and service excellence and eliminate improper, unlawful and/or unethical practices that may harm the industry as a whole. The appointment of an Ombudsman for Mortgage Originators, under the auspices of the National Executive Committee of NAMO, will further protect the interests of both consumers and lending institutions. Wizard is proud to have played a pioneering role in the founding of NAMO. Our close association with NAMO and enthusiastic support for all that it stands for, is highlighted by the fact that the MD of Wizard serving on the National Executive Committee of NAMO. Commission We value any support received in generating or developing new business for our franchise. It is our aim to pass the maximum benefits of commission earned on to deserving business partners, thus creating a win-win relationship. Our Promise Wizard Menlyn commits to adhering to your specific needs as well as the unique needs of your clients. Our aim is to become a trusted partner and business associate offering professional, speedy and accurate service and advice. We commit to always be pro-active in expanding and upgrading our range of cost effective property related products and maintain personalized service to property buyers. Wizard Menlyn Statistics Since our launch on 1 September 2003, our main aim has been to provide an efficient service with regards to accuracy, speed, highly professional support and advice at all times, which has guaranteed our success. We have based the past years on increasing our knowledge of this industry which has secured partnerships with various Developers, Estate Agents and public clientele in the Gauteng and Tshwane areas. Wizard Menlyn has been awarded the Mortgage Originating contract for the following Developments: Developments Developers Total Approved Bedfordview Terrace Prop 2 Ten R 15 Million Westbrook Manor Prop 2 Ten R 20 Million Carlswald North Estate Century Group R 25 Million Eldo Lakes Estate Theo Cilliers R 20 Million Mapungubwe – Marshall Town Circlevest Properties / Atterbury R 40 Million Isibaya House – Martshall Town Circlevest Properties / Atterbury R 25 Million Kingswood Retirement Village Atterbury Property Developers R 20 Million Elawini Lifestyle Estate (Nelspruit) Atterbury Property Developers R 40 Million Marsh Rose Village (Midrand) Monterosso Construction R 30 Million De Bouldevard Heights (Silverton) Circlevest Properties / Atterbury R 40 Million Nyathi Private Game Reserve Makenna Game Farms R 50 Million Maletsi Golf Estate Atterbury / Jack Nicklaus R 80 Million